Boat & RV Insurance

Whether you're out on the water or traveling cross-country, your recreational vehicles deserve protection that travels with you. We help Kansas families secure coverage for boats, campers, and motorhomes with policies that reflect the unique risks of adventure.

Standard home or auto insurance rarely covers recreational vehicles. Standalone protection is essential for peace of mind on the move.

Protects Against the Unexpected

Accidents, storms, and theft can ruin a trip—and your finances. Coverage helps you recover losses quickly and safely.

• Covers repair or replacement costs
• Protects personal items stored onboard
• Provides emergency assistance while traveling

Fulfills Loan or Marina Requirements

If your boat or RV is financed, insurance may be required. Some marinas and parks also require proof of liability coverage.

• Keeps your policy lender-compliant
• Allows access to campsites, docks, and rentals
• Avoids penalties or denied use

Covers Specialized Risks

From roadside emergencies to towing a trailer, coverage can be adapted to your RV or vessel type and usage.

• Covers damage while in storage or transit
• Optional coverage for attached accessories
• Liability coverage for boating injuries

Provides Peace of Mind

Whether you ride or sail seasonally or full-time, the right plan helps protect your assets, your passengers, and your adventures.

• Confidence during vacations and long hauls
• Minimizes disruptions after unexpected damage
• Coverage that moves with you—across state lines or waterways

What does Boat or RV Insurance even cover?

Depending on your needs, coverage options may include:

Understanding Recreational Vehicle Policies

We’ll help you choose the right policy type:

• Motorhomes, campers, trailers, and fifth wheels
• Fishing boats, pontoons, sailboats, and jet boats
• Coverage options for full-timers or seasonal use
  

Protect your next getaway from the unexpected. Let’s build coverage that keeps your adventures safe and stress-free.